First Capital Business Finance
First Capital Business Finance
Commercial Financing Options for Your Business
At First Capital we help businesses like yours secure the Equipment Financing you need. Our simple application process is painless and often results in a same day approval notice!
Welcome to where your business’s financial growth takes center stage. We specialize in providing a diverse range of tailored commercial financing solutions that empower your enterprise to thrive. Our dedicated team understands the intricate landscape of business finance and is committed to assisting you in securing the optimal funding options. Whether you’re a start-up seeking initial capital or an established corporation pursuing expansion, we are here to guide you towards the perfect financing strategy that aligns with your unique objectives. Join us on a journey towards financial success and unlock the doors to unparalleled opportunities for your business.
If you have equipment you need, we can finance it. Contact us today to learn how we can help.
What is Commercial Financing Solutions?
Tailored commercial financing solutions refer to specialized and custom-crafted financial arrangements designed to meet the distinct needs of diverse industries. These solutions encompass a wide spectrum of sectors, including semi-truck operations, construction projects, commercial equipment acquisition, restaurant ventures, waste management initiatives, plumbing businesses, and medical facilities. By understanding the unique requirements and challenges within each industry, tailored financing solutions ensure that businesses can access the necessary funding to achieve their goals, whether it’s expanding a fleet, procuring essential equipment, launching a new restaurant, managing waste responsibly, offering plumbing services, or enhancing medical facilities. Such solutions are crafted to provide flexibility, affordability, and optimal support, empowering businesses to navigate financial complexities with confidence and drive their success forward.
Common Financing Options
Below are the most common financing options we offer. Don’t see your equipment on the list? We still likely finance it. Reach out and we’ll let you know.
Benefits of Financing
Opting for equipment financing over outright purchase offers a range of advantages that can significantly impact your business’s bottom line. By choosing financing, you can preserve your valuable cash flow, allowing you to allocate resources to other essential aspects of your operations. Moreover, financing often comes with potential tax benefits that can reduce your overall tax liability. The flexibility of financing arrangements ensures that your payments align with your revenue streams, promoting smoother financial management. Perhaps most appealing is the ability to access state-of-the-art equipment without the upfront financial strain. As technology evolves, staying competitive requires modern tools, and financing empowers you to stay ahead while enjoying the benefits of cutting-edge equipment. At [Finance Company Name], we’re here to help you navigate these advantages and tailor a financing plan that perfectly suits your business’s needs and growth aspirations.
Bad Credit Solutions
At First Capital Business Finance, we understand that financial setbacks can impact credit scores. That’s why we’ve developed a specialized approach to assist clients with credit challenges in securing the equipment financing they need. Our experienced team recognizes the potential in every business, regardless of credit history, and we’re committed to finding viable solutions. When you choose our bad credit financing option, we consider various factors beyond credit scores, such as the value of the equipment and your business plan’s strength. Our streamlined process ensures a quick evaluation and tailored solutions that empower your business to grow and thrive. We believe in second chances and are dedicated to helping you access the equipment essential for your success, even in the face of credit hurdles.
Get Solutions Today
Ready to unlock the potential of your business with tailored equipment financing solutions? Don’t let bad credit or budget constraints hold you back. Contact us today at 1-888-565-6692 to discuss how we can help you secure the equipment you need while preserving your cash flow and enjoying the benefits of flexible financing. Our expert team is here to guide you through the process and pave the way for your business’s success. Call us now and take the first step toward a brighter future.
Same Day Loan Approval
Getting the loan you need is simple. Contact us & you can get prequalified for your loan on the same day!
What Our Customers Say
Read below to see the answers to our most frequently asked questions!
Yes! We have a wide variety of programs that are specifically for startups!
Depending on the type of equipment, and dollar amount, transactions can fund in as little as 24 hours. Again, this will depend if you and the equipment qualifies.
Yes, we do offer financing for used equipment. Keep in mind there are different guidelines for all programs and it’ll also depend on if the seller of the equipment is a dealer or private party.
Typical turn-around times are 24 hours, or sometimes even quicker than that!
In very rare cases, it may take longer due to the time of the year and volume of applications we are working on.
The majority of our programs are called “Application Only”, and that means no proof of income is necessary. Depending on the credit, time in business, type of equipment, industry, and the amount you’re seeking to finance we may need to see income. Proof of income can be as simple as your last three months’ bank statements.
One of the greatest advantages with leasing equipment, is the ability to obtain the necessary equipment with little to no money down.
It allows the business owner to preserve their cash, and to obtain new or used equipment by making monthly payments anywhere from 12 to 72 months.
We have a wide variety of programs that is suited for business owners who have challenging credit. Like any other program, there are guidelines and there are too many variables to go into it here. The best is to have a conversation with one of our advisors to see what you may qualify for.
Our finance rates are very competitive within our industry, and we’ll always strive to find the best suited program with the best terms.
The following are the type of leases First Capital Business Finance offers:
- Equipment Finance Agreement (EFA)
- Fair Market Value (FMV)
- 10-20% Purchase Option
- Dollar buyout ($1 out)
- Term Residual (TR)
- Sale-Leaseback (SLB)
Learn more by calling us at 888-565-6692!
A lease is a contractual arrangement where one person/business (lessee), the lender/owner(lessor), owns an asset and provides possession and use of the asset to another person, the lessee, for a fixed term.
The lessor is the legal owner of the asset/equipment and the lessee has the legal right to use the asset/equipment in exchange for rental payments.
An equipment finance agreement is an alternative to the traditional lease, and it is very similar to a loan.
- Fixed monthly payments
- Terms ranging from 12 to 72 months
The EFA terms and conditions is similar to a lease, but it is not a lease.
At the conclusion of the equipment finance agreement, you have no future financial obligations to the lender.
Unlike a lease, an EFA will not have a buyout at the end of the term; whereas, with a lease, there will usually be a buyout to own the equipment.