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First Capital Business Finance

Commercial Equipment Leasing

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First Capital

Commercial Equipment Leasing

commercial equipment finance

First Capital Business Finance commercial equipment leasing has unique advantages over other types of financing or purchasing with cash that can be vital to your business: The payment and terms of the equipment lease are fixed once the lease has been approved. You will know exactly what your payment will be each and every month to help you better plan your available cash flow and budget for the future. Commercial equipment leasing and financing are a breeze with First Capital.

commercial equipment leasing 2

Fair Market Value Lease (True Lease)

This is a traditional lease agreement with lower monthly payments than a buyout. This type of lease will provide three options when the term of the equipment lease ends:

  • You can buy out your leased equipment at fair market value
  • Renew the equipment lease terms
  • Return the equipment – a perfect solution for customers expecting a loss in the value of their leased equipment

High-Cost Equipment Leasing

First Capital Business Finance offers commercial equipment leasing for large equipment purchases over $100,000. Many banks will include equipment leases on your business’ available credit and reduce your credit line limits accordingly. By doing business with First Capital Business Finance, your commercial equipment financing won’t affect your available bank credit.

Flexible Small Business Commercial Equipment Leasing

We are flexible to unforeseen needs so payments can be adjusted by extending or even shortening the term of the lease. Significant sales tax and installation fees can be added to the lease financing. In many cases, the total amount of each lease payment is tax-deductible*, and choosing a residual-based or fair market value lease transfers some of the risks of holding onto obsolete equipment. A commercial equipment lease through First Capital Business Finance can be much more beneficial than other types of commercial equipment financing or traditional bank loans. Consider the variety of leases that might best suit your business, listed below:

Dollar Buy-Out Lease

With this commercial equipment financing program, at the end of your lease term, you “buy” your equipment for just $1. This is a perfect solution for businesses who know their equipment will not decrease in value and are looking to keep their equipment at the end of the lease.

commercial equipment leasing 1
First Capital Business Finance

Same Day Loan Approval

Getting the loan you need is simple. Contact us & you can get prequalified for your loan on the same day!

Contact Us

Step 1

Reach out to us via phone or the contact form on this website.

Step 2

We'll contact you to get the information we need to process your loan.

Step 3

You'll receive a decision on your loan shortly (typically the same day).

Asset-Based Direct Lease Programs: Bad Credit & Prior Bankruptcy OK – Learn More CLICK HERE

Niche Programs

  • Application Only Up to $200,000 – No Financials Required
  • No Credit Score Program – Bad Credit Ok; Recent Bankruptcy Ok; Previous Repo’s Ok; Tax Liens Ok
  • Leases for Churches & Publicly Traded Companies
  • Gaming Industry – All equipment except slot machines
  • 100% Pre-Funding – Have the ability to pay your vendors before receiving the equipment
  • Commercial Lease – No Personal Guarantee
  • Loans Against Construction Equipment – Use your equipment to get working capital
Hospital Equipment financing
Tax Deduction

Section 179 Tax Deduction

Being a business owner, you need to make yourself familiar with all the benefits that may apply to you. We are not certified to offer tax advice. We always encourage our clients to consult with their CPA or accountant about the tax consequences when acquiring commercial equipment financing for their business. The IRS has made some amendments to Section 179. Be sure to speak with your CPA to see how this may help your business.

* Consult your tax advisor to make sure the type of equipment lease you are entering into allows for a tax
benefit.

First Capital Business Finance specializes in the following types of equipment:

equipment financing

Testimonials 

What Our Customers Say

"First Capital Finance has been amazing! From start to finish, always keeping in contact, never leaving us wondering what’s going on. We were funded within a week for our new equipment. When you run your own business, you can’t afford down time. Vivian, eliminated our down time! We definitely look forward to using there services again. Thank you Vivian."
Luke & Sarah WeverWever’s Tree Service, LLC
"Dear Dustin, I want to take a moment to thank you and your staff. When other small business lenders say no, First Capital Financing says YES. You and your coworkers do what it takes to help small businesses."
Jeremiah JLandscaping Co.
"I almost gave up until I talked to First Capital! It was great! He worked to help me out.  As a matter of fact, I just about gave up until I talked to Dave on the phone."
R. McKelvey
"Absolutely Unbelievable! Testimonial from another of our fantastic clients who purchased a truck with our financing! David was absolutely unbelievable, he was right on with everything and on time with everything and got everything I needed and how I needed it.”
J. Michaels
"Always available, extremely responsive. He’s phenomenal…he’s always available, extremely responsive, I love him to death I’ll be using him going forward."
B. Tyson
"They kept me in the loop the whole time. Dave was very patient with me.  He provided me with anything I need, any time I needed to talk to Dave I could get in contact with him either through email or phone call, he was very easy to get in contact with.  He stayed in contact with me and kept me in the loop of the process the whole time.  I had a very comfortable experience…"
M. Williams
"Working with Anthony was just the best…that guy is just great, he has a lot of optional things that can help out people looking for funds. He really helped out."
E. Rokotovao
"Went through Dave 3 times already, I did a capital loan the first time, then got our truck refinanced, and another capital loan. Every time I’ve dealt with him he’s been very professional and super fast."
K. Morgan
"I can’t say enough good things about our experience with First Capital Business Finance. Dustin was incredibly helpful every step of the way and always available to answer our questions. We had a tricky approval and a few bumps in the road, and he went above and beyond to help us get our truck and trailer financing. I highly recommend Capital Business Finance."
Amanda M.
"Dave Daniels is detailed oriented and a super-fantastic communicator. Customers appreciate his professionalism and ability to explain complex opportunities in layman terms. When given the opportunity he becomes an extension of your business opposed to a vendor. It is unfortunate I can’t work on all my loan opportunities with him"
Maurice Settles
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You need it, we finance it! If you don’t see your equipment listed, call us at 888-565-6692!

These are just to name a few. If you don’t see your type of equipment listed, simply give our office a call. We offer financing on just about any type of equipment if it’s related to your business.

  • Any of our business development managers can help guide you through our simple equipment financing process and will go over the options that are best suited for your company.
  • Even if you have a previous bankruptcy, First Capital can help you get the financing you need for your business. Good or bad credit, we have a program for you.
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First Capital Business Finance is committed to helping you meet your cash flow needs to grow your business. We serve small and middle market businesses and large corporations with range of loan and financing options

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