Call Us & Get Prequalified For Your Loan
Call Us & Get Prequalified For Your Loan
First Capital Business Finance
Backhoes play a crucial role across various industries, particularly in construction and mining. These versatile machines are indispensable on job sites, where they excel in both digging and material movement tasks. However, investing in a backhoe outright with cash may not be feasible or preferable for many businesses. That’s where new and used backhoe financing comes in handy, offering a solution to meet diverse needs.
Whether you’re in construction, mining, or another industry that relies on backhoes, securing financing is essential. Finding a lender with expertise in backhoe loans can make all the difference in streamlining the process and accessing the right financing options for your business.
The ability to access backhoe financing for new or used equipment can make or break a small business. You’re likely to find plenty of equipment finance companies out there to choose from, but how do you pick the right one?
Well, we asked our clients to shop around and find out what type of programs are being offered by these other equipment finance companies. Do some research on the company. A simple Google search will tell you many of the things you need to know about the company. How easy are they to find? What kind of reviews do their own clients give them? We believe that our service and our reviews from past clients speak louder than words!
As you already know the cost for a new or used backhoe can be way up there. Finding one with low hours and all the right amenities might be a better cost-saving strategy!
We encourage our clients to do some research on the equipment they are interested in. This helps them get an idea of what their budget needs to be. You might find one for sale at a dealer location, or even through a private party seller.
When it comes to actually financing the equipment, however, there’s a huge difference between buying from a dealer versus a private party. To learn more about the two, we have some great info over here.
Let us help you determine whether new or used backhoe financing is right for you and your business. The easiest way to accomplish this is by either calling our office at 888-565-6692 and speaking with one of our advisors, or you can chat with our help desk. Our help desk is typically open from 5 am PST to 11 pm PST, 7 days a week. Once you’ve found out what you are eligible for, now comes the fun part…shopping around! Plus, don’t forget, we have a wide variety of programs for all credit grades, including start-up businesses.
Same Day Loan Approval
Getting the loan you need is simple. Contact us & you can get prequalified for your loan on the same day!
Step 1
Reach out to us via phone or the contact form on this website.
Step 2
We'll contact you to get the information we need to process your loan.
Step 3
You'll receive a decision on your loan shortly (typically the same day).
Depending on your scenario, you will see that there are programs that will require anywhere from a zero down payment to some that may require as high as a 50% down payment. So we’ll list a few examples to give you an idea of what you can expect. As you might already know, there’s a lot that goes into pricing and qualifying a transaction:
Example A: Used Backhoe Loader $35,000
Example C: Used Backhoe Loader $35,000
Example E: Used Backhoe Loader $35,000
Example B: Used Backhoe Loader $35,000
Example D: Used Backhoe Loader $35,000
Example F: Used Backhoe Loader $35,000
Applying for backhoe loans under $250k is hassle-free with our easy online form. Say goodbye to paperwork and the need for extensive financial statements. It's straightforward and convenient.
Enjoy the advantage of fixed rates with our financing options, ensuring that your monthly payments remain low and predictable throughout the term.
When you need your equipment quickly, First Capital has you covered. Our Quick Turnaround approval process means most lease or loan deals can be approved within a few hours sometimes, with rare instances taking longer than a business day. We pride ourselves on being the fastest in the industry!
Our team of financing experts is dedicated to providing top-notch customer service. We're here to answer your questions, address your concerns, and guide you through every step of the financing process.
With years of experience in the industry, we have the knowledge and expertise to understand your business needs and deliver the right financing solution for you
We understand that every business is unique. That's why we offer personalized financing solutions that fit your specific needs and budget.
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Now that you have an idea of where your down and monthly payments might fall, which backhoe financing example do you fall in?
Please keep in mind, these payments and terms are not set in stone. There are so many variables that can improve your pricing, but this will give you a basic idea of where you might be. There are more details that go into qualifying, so it’s always best to either call our office and speak to one of our advisors, or you can use our chat help desk. If you look at the lower right of your computer screen, you’ll see a purple box that will allow you to chat with one of our professionals.
Same Day Loan Approval