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First Capital Business Finance

Front Loaders & Wheel Loaders

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888-565-6692

“Funded within a week for our new equipment. No downtime!” – Luke & Sarah W.

Ready to take the next step in securing financing for your Front Loader?

At First Capital we help businesses like yours secure the front loader financing you need. Our simple application process is painless and often results in a same day approval notice!

Get Pre-Qualified Today
First Capital Finance Truck finance review

WHEEL LOADERS

  • Maneuverability is easier
  • Better to work on hard surfaces
  • Tire replacement is cheaper to replace compared to tracks
  • Wheels are faster than tracks

TRACK LOADERS

  • Turn Radius is better than wheels
  • Has better traction than wheels
  • Can cause damage to the ground
  • Can work in rougher conditions

Once you have decided on what type of equipment you need, we can then figure out what you are qualified for. If you haven’t done your research, you might be asking to get qualified for the wrong amount. We’ve had clients thinking they can get equipment for way lower than what the true market price goes for. If you have been doing some research you’ll notice the loaders have a huge range of prices.

So let’s first discuss the process we take with our clients, and what our qualifications are when it comes to financing any type of equipment, including a loader.

Steps to Financing a Front Loader / Wheel Loader / Track Loader

Financing or leasing your equipment purchase with First Capital Business Finance is a strategic decision for businesses on any budget. Acquire the necessary equipment for your company and manage payments conveniently through monthly or quarterly installments over time.

Step 1: Get an idea of what your budget is for this piece of equipment

The prices on these can range anywhere from $10,000 for an older model with high hours and they can go upwards in the tens or hundreds of thousands of dollars.

Step 2: Find out what your monthly budget will be for the payment

Surely you have an idea and some projections on how much your company will potentially make by adding this to your business. Keep in mind, we’re not looking for business plans nor are we asking for projections, but it’s a good idea to have these figures ready so you can go over the numbers and the monthly payments.

Step 3. Find out what you are prequalified for prior to searching.

The easiest way to accomplish this is by either calling our office and speaking with one of our advisors, or you can chat with our help desk. Our help desk is typically open from 5am PST to 11pm PST 7 days a week. Once you’ve found out what you are eligible for, now comes the fun part… Start shopping!

front end loader at construction site

Qualifications for Financing a front loader.

We have a wide variety of programs for all credit grades, including start-up businesses. There are too many variables to list all of our programs on our website, so we strongly suggest speaking to one of our advisors. We can pre-qualify you within a few minutes by asking you a few simple questions.

Financing Programs for Front Loaders / Wheel Loaders / Track Loaders

Length of time in businessDepending on your scenario, you will see that we offer programs that will require anywhere from a zero down payment and some may require as high as a 50% down payment. So we’ll list a few examples to give you an idea of what you can expect. As you might already know, there’s a lot that goes into pricing and qualifying a transaction:

  • Credit history & credit score for the business owner(s)
  • Equipment type
  • Sometimes income will also come into play
First Capital Business Finance

Same Day Loan Approval

Getting the loan you need is simple. Contact us & you can get prequalified for your loan on the same day!

Contact Us

Step 1

Reach out to us via phone or the contact form on this website.

Step 2

We'll contact you to get the information we need to process your loan.

Step 3

You'll receive a decision on your loan shortly (typically the same day).

Available Programs

Please don’t forget, these are not ALL of the programs we offer. If you don’t see something you qualify for, always give us a call and speak to one of our advisors. If you don’t feel like talking on the phone, our Chat Help Desk in the lower right corner of your screen can also help you.

Program 1

  • $10,000 Minimum Amount Financed
  • $150,000 Maxim Amount Financed
  • Equipment can be any age, no restrictions
  • 5 Years’ Time in Business, Excellent Credit, Good Business Credit
  • Zero Down, 1 Month Advance Payments Due at Closing
  • Terms from 24 to 60 months

Program 2

  • $15,000 Minimum Amount Financed
  • $300,000 Maxim Amount Financed
  • Equipment must be 10 years or newer
  • 5 Years’ Time in Business, Excellent Credit, Good Business Credit
  • 5% Down Payment Minimum, Due at Closing
  • Terms from 24 to 60 months

Program 3

  • $10,000 Minimum Amount Financed
  • $50,000 Maximum Amount Financed
  • Equipment can be any age, no restrictions
  • Startup Business, Average Credit, No Business Credit
  • Zero Down, 1 to 2 Months Advance Payments Due at Closing
  • Terms from 24 to 60 months

Program 4

  • $10,000 Minimum Amount Financed
  • $150,000 Maximum Amount Financed
  • Equipment must be 10 years or newer
  • Startup Business, Average Credit, No Business Credit
  • 5% Down Payment Minimum, Due at Closing
  • Terms from 24 to 60 months

Program 5

  • $10,000 Minimum Amount Financed
  • $75,000 Maximum Amount Financed
  • Equipment can be any age, no restrictions
  • Anytime in Business, Poor Credit, No Business Credit, Income Qualifications
  • 10% Security Deposit Due at Closing
  • Terms from 24 to 48 months

Program 6

  • $10,000 Minimum Amount Financed
  • $400,000 Maximum Amount Financed
  • Anytime in Business, Very Poor Credit, No Business Credit, Recent Bankruptcy & Repossessions are Ok
  • 50% Deposit Due at Closing
  • Terms from 24 to 48 months

Front Loader Financing Benefits With First Capital Business Finance

At First Capital, we pride ourselves on providing transparent and client-focused equipment financing solutions. Here’s what sets us apart:

No Upfront Fees

Vendor Flexability

Fast approval process

Extensive experience in alternative lending

Flexible repayment options

 

Acceptance of impaired or bad credit

 

Testimonials 

What Our Customers Say

"First Capital Finance has been amazing! From start to finish, always keeping in contact, never leaving us wondering what’s going on. We were funded within a week for our new equipment. When you run your own business, you can’t afford down time. Vivian, eliminated our down time! We definitely look forward to using there services again. Thank you Vivian."
Luke & Sarah WeverWever’s Tree Service, LLC
"Dear Dustin, I want to take a moment to thank you and your staff. When other small business lenders say no, First Capital Financing says YES. You and your coworkers do what it takes to help small businesses."
Jeremiah JLandscaping Co.
"I almost gave up until I talked to First Capital! It was great! He worked to help me out.  As a matter of fact, I just about gave up until I talked to Dave on the phone."
R. McKelvey
"Absolutely Unbelievable! Testimonial from another of our fantastic clients who purchased a truck with our financing! David was absolutely unbelievable, he was right on with everything and on time with everything and got everything I needed and how I needed it.”
J. Michaels
"Always available, extremely responsive. He’s phenomenal…he’s always available, extremely responsive, I love him to death I’ll be using him going forward."
B. Tyson
"They kept me in the loop the whole time. Dave was very patient with me.  He provided me with anything I need, any time I needed to talk to Dave I could get in contact with him either through email or phone call, he was very easy to get in contact with.  He stayed in contact with me and kept me in the loop of the process the whole time.  I had a very comfortable experience…"
M. Williams
"Working with Anthony was just the best…that guy is just great, he has a lot of optional things that can help out people looking for funds. He really helped out."
E. Rokotovao
"Went through Dave 3 times already, I did a capital loan the first time, then got our truck refinanced, and another capital loan. Every time I’ve dealt with him he’s been very professional and super fast."
K. Morgan
"I can’t say enough good things about our experience with First Capital Business Finance. Dustin was incredibly helpful every step of the way and always available to answer our questions. We had a tricky approval and a few bumps in the road, and he went above and beyond to help us get our truck and trailer financing. I highly recommend Capital Business Finance."
Amanda M.
"Dave Daniels is detailed oriented and a super-fantastic communicator. Customers appreciate his professionalism and ability to explain complex opportunities in layman terms. When given the opportunity he becomes an extension of your business opposed to a vendor. It is unfortunate I can’t work on all my loan opportunities with him"
Maurice Settles
"My experience with First Capital has been great. Josh Tan worked with myself and the dealership everyday and made sure all the details were handled and in place for a very smooth experience. From opening to closing he made sure I was taken care of. I will definitely be financing my second and third trucks through this company and him personally."
D. Lewis
"So I have a 26-ft box truck that was in dire need of repair because that is what I used as my source of income and it affects my livelihood. I did not have the over $5,000 needed to repair it so I reached out to first Capital and was contacted by Anthony Tran. I will say initially I was a little bit skeptical simply because this was my first time ever having to use my vehicle. That's collateral to secure a loan so I was a little nervous. But I will say that Anthony was extremely helpful. Very patient and very understanding of my situation he did get me in touch with the actual company who secured the loan for me and I just have to say that Brian and Anthony both were amazing. Absolutely amazing. I would highly recommend them. I would highly recommend Anthony mainly because of his customer service. He was awesome. I would not have been able to get my truck repaired if it was not for them. After having my truck in the shop for over a month I finally got it back repaired and I am back on the road, running east to west. Thank you so much! Anthony Tran and Brian Ojeda!!!"
L. Barrow
"I contacted First Capital Business Financial to try to buy my Box Truck through them. It was the best thing I did. I had already tried other places and it was impossible, but First Capital Business Financial made it possible when Josh worked with me and was very kind and patient, always communicating with me every day about each step to follow. Thank you Josh and First Capital Business Financial for making it possible."
R. Aponte
"Wow! they are genuinely awesome. I can honestly say Dustin helped me out from the beginning to the end. They were very attentive and stood on their word. I recommend everyone to work with them. I love good people who are honest and nice everyday. Much Love. Thanks Dustin and Brian"
J. Jenkins
"A Great Experience with First Capital Business Finance If you’re in the market for a loan, I highly recommend reaching out to First Capital Business Finance. My experience working with them was smooth and professional from start to finish. The process was straightforward, and I felt supported at every step. The team is knowledgeable and dedicated to helping clients find the best financing options available. I was particularly impressed with how they took the time to understand my needs and tailor their services accordingly. I had the pleasure of working with Todd Doan, who made the entire financing process for my semi-trucks incredibly easy. Todd's expertise really shone through as he guided me through the paperwork and explained everything in a way that was easy to understand. His attention to detail ensured that I felt informed and confident in my decisions. It’s rare to find someone who combines professionalism with a genuine desire to help, but Todd did just that. Overall, I cannot speak highly enough of my experience with First Capital Business Finance and Todd Doan. Their commitment to transparency and communication made me feel valued as a client. If you are considering financing options for your business, I encourage you to reach out to them. You’ll find a team that is not only professional but also truly invested in your success."
B. White
"I dealt with Dustin Doi whom I found to be Professional,Courteous, thorough , diligent and effective. Dustin was very helpful to me especially since my technological skill set is; at best; abysmal…Dustin went above and beyond; patiently walking me through every step that I had difficulty with. I would, and have; highly recommend(ed) Dustin to other lease -to -own operators looking to purchase their truck…. Thank you SO VERY much Dustin !… may God Bless you and keep you 🙏"
Junkyard Dog

Explore Your Options and Get Personalized Guidance Today!

Now that you have an idea on just some of our programs, which example do you fall in? It’s ok if you don’t know, that’s what our advisors are here for! There are more details that go into qualifying, so it’s always best to either call our office and speak to one of our advisors, or you can use our help desk. If you look to the lower right of your computer screen, you’ll see a text box that will allow you to chat with one of our professionals. Feel free to call us anytime at 888-565-6692

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Same Day Loan Approval