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First Capital Business Finance

Restaurant Equipment Financing

First Capital

The Leading Providers of Restaurant Equipment Financing

We are committed to making sure you get the best financing solution for your restaurant.

When opening a new restaurant or keeping a busy restaurant afloat, the last thing you want to worry about is your restaurant equipment. You should be able to rely on your equipment so you can keep serving scrumptious meals without interruption. Getting the equipment you need to do that is essential to running a successful restaurant, whether you’re upgrading to meet increased demand, rushing towards your grand opening, or replacing old appliances. You can’t afford to be slowed down by high equipment costs, which is why you should call First Capital Business Finance at 888-565-6692! Our affordable, flexible programs are perfect for any restaurant owner.
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Benefits of Restaurant Equipment Financing with First Capital

  • Fast Credit Decisions (Same-Day Approvals)
  • Minimal Up-Front Costs
  • Get Your Equipment NOW; Pay Over Time
  • Financing for Start-ups and Established Businesses
  • Affordable Monthly Payments and Interest Rates
  • We Consider Everyone (even bad credit)
  • Get New or Used Equipment
  • Replace Old, Obsolete Technology Faster

Restaurant Equipment Financing Programs for Everyone

  • Programs suitable for start-ups and established restaurants
  • Saves you time and money
  • Programs for every credit score

No matter your credit score, we are here to help you. First Capital offers restaurant financing programs for everyone – from excellent credit to bad credit. Even if you have a recent bankruptcy or any issues on your credit report, we have a wide selection of programs that are designed to fit your credit and your business. First Capital can easily find the best program for you that can be tailored to your specific needs.

Our programs are designed to help you get the restaurant equipment you need easily – and FAST. Whether it’s an emergency replacement for equipment that failed or necessary upgrades, First Capital has your back.

Restaurant Kitchen

Eligible Restaurant Equipment (New or Used)

If you don’t see your equipment listed, don’t worry! We most likely finance what you need – simply give us a call at 888-565-6692 and we’ll let you know!

First Capital Business Finance

Same Day Loan Approval

Getting the loan you need is simple. Contact us & you can get prequalified for your loan on the same day!

Step 1

Reach out to us via phone or the contact form on this website.

Step 2

We'll contact you to get the information we need to process your loan.

Step 3

You'll receive a decision on your loan shortly (typically the same day).

Our restaurant equipment loans offer you the ability to grow your business faster, get what you need to succeed, and increase profits!

Commercial Cooking Tools

These are absolutely essential items, especially if your business requires you to be mobile. Don’t let their price tag hold you back. We can help.
  • Commercial ovens
  • Deep fryers and fryolaters
  • Griddles and towable grills
  • Panini presses
  • Toasters and toaster ovens
  • Crepe machines
  • Waffle irons
  • Commercial microwaves
  • Ranges and range hoods
  • Rotisserie Ovens
  • Smokers and commercial broilers
Restaurant Equipment Financing
Food Storage

Commercial Refrigerators & Food Storage

Keeping your food fresh and safe – not to mention delicious – is the utmost priority.

What you make largely determines how you need to store it – unfortunately, price tags can sometimes scare business owners away from securing the refrigerator best suited for their business. The number of selections out there – walk-in, reach-in, worktop, dual temperature, merchandiser, under-counter – can also be overwhelming. Whether you need a display case or a walk-in model, we’re here to help you get it.

  • Ice machines
  • Walk-in freezers
  • Chest freezers
  • Blast chillers
  • Walk-in lockers and coolers
  • Reach-in refrigerators
  • Humidors
  • Wine storage chillers
  • Coolers and glass frosters

Bar Equipment

  • Commercial blenders
  • Coffee and tea brewers
  • Espresso machines
  • Draft beer dispensers
  • Drink fountains and soda guns
  • Cocktail and ice bins
  • Hot water dispensers
  • Beverage coolers
  • Water filters
  • Nitrogen beer tap systems
Bar Equipment Financing

Commercial Ranges, Countertop Ranges

Especially when it comes to these items, knowing what you need is essential.

Restaurant Kitchen
Restaurant Equipment Financing

Commercial Steamers

Steam is one of the fastest and most cost-efficient ways to cook food, and it’s not just for vegetables! Any restaurant could benefit from having a steamer.

Commercial Ovens: Bakery, Combination, Convection, Countertop, Gas, Electric, Pizza

Your oven is one of the most important components of your restaurant’s kitchen.

Dish Washing Equipment

Don’t forget the cleaning supplies! One of the top customer priorities when choosing a restaurant is cleanliness and health. Providing customers with sparkling clean dishes is extremely important.

Flatware and Utensils (Dining and Cookware)

What your customers eat with is just as important as what they eat on!

Fryers and Griddles

Choose from drop-in, electric, gas, induction, countertop, or floor models.


When it comes to furniture, it is so important to put your best foot forward. The first look inside of a restaurant will be your customer’s first impression of your business. This includes the tables, countertops, bars, chairs or stools, and booths in your establishment.

Gyro Machines

A gyro machine is an excellent way to improve the customer experience. It can provide an exotic way to cook each customer’s food, leaving them very impressed.

Bar Equipment Financing


What Our Customers Say

Financing in Dallas, TX 6

You need it, we finance it! If you don’t see your equipment listed, call us!

These are just to name a few. If you don’t see your type of equipment listed, simply give our office a call. We offer financing on just about any type of restaurant equipment.

Any of our business development managers can help guide you through our simple restaurant equipment financing process and will go over the options that are best suited for your company.

Even if you have a previous bankruptcy, First Capital can help you get the financing you need for your business. Good or bad credit, we have a program for you.

Same Day Loan Approval