First Capital Business Finance
If you’re in the market to either rent or get financing for a concrete saw, you should know we offer a variety of financing and leasing programs for both new and used equipment. Financing or renting equipment is an excellent solution to preserve your capital.
Keep in mind, if the equipment is going to be used for a short term, it might be best to rent the equipment. Just remember, you need to have a better understanding on the amount of work that will be done with this concrete saw.
We’ve spoken to clients in the past, and they have told us they have been renting their equipment for over a year! After adding up the rental payments and miscellaneous fees, they could have owned one outright if they had financed it!
Those were just a few types of saws, and hopefully by now you’ll know if you need to rent or buy yourself a saw. If you have come to the conclusion you’ll need a longer term solution for this equipment, now you’ll need to make the decision if you will be buying this outright or if you’ll need some help with financing it. Depending on the type you need, a concrete saw can range anywhere from under $1,000 and can be upward to $40,000. For the more costly saws, you might want to consider financing as an option. This will allow you to preserve your cash and will allow you to make affordable monthly payments.
We offer both traditional and non-traditional financing programs for those who have good and bad credit. Our programs start with the minimum amount financed at $5,000 and the maximum going to $250,000.
At this point, you are most likely aware of the type of saw you’re going to need. If you know the differences between the type of saws, you can skip this part. We are just going to list a few different types of concrete saws, and their purposes.
We also can finance new or used equipment. Depending on what type of concrete saw you’re in the market for, it’s a good idea to contact us first and get pre-approved prior to signing any agreements or putting any type of deposit down with the dealer or seller.
After you’ve called us, and spoke with one of our advisors these are the steps needed to get the ball moving in the right direction.
Step 1: Pick out your equipment: even if you have to shop for a few online, we’ll need to know approximately what your budget is. If you already have a quote or invoice from the dealer, that’ll work just as well. (Keep in mind, if you haven’t picked one out or if you don’t have the time to find one, get an idea on the price and we can work with that)
Step 2: Know your numbers, whether you’re looking for a used $5,000 Diamond Products Ring Saw or a brand new $40,000 Husqvarna Walk-Behind Saw, you’ll want to be sure to have a budget set for this added investment. Depending on the finance amount, typically you will not need to have a business plan, nor would you need financials or tax returns. But before making a purchase, it’s wise to run some numbers and projections on the benefits of adding this asset to your books.
Step 3: Get pre-approved for financing prior to signing any agreement or paying any deposit. The last thing you want to do is back yourself in the corner by paying a deposit for this equipment and not being able to find the financing. Of course, we’re able to secure financing for the majority of our clients, but there are still some instances where a client might not be able to proceed with the financing terms that are presented to them. If you have a few minutes, you should call us at 888-565-6692 and speak to one of our advisors. They can walk you through the simple process and address any questions you might have. Our chat help desk is typically open from 5am PST to 11pm PST 7 days a week. Once you’ve found out what you are eligible for, now comes the fun part… Start shopping!
We have a wide variety of programs for all credit grades, including start-up businesses. There are too many variables to list all of our programs on our website, so we strongly suggest speaking to one of our advisors. We can pre qualify you within a few minutes by asking you a few simple questions.
Financing Programs for Concrete Saws
Depending on your scenario, you will see that we offer programs that will require anywhere from a zero down payment and some may require as high as a 50% down payment. So we’ll list a few examples to give you an idea on what you can expect. As you might already know, there’s a lot that goes into pricing and qualifying a transaction:
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Getting the loan you need is simple. Contact us & you can get prequalified for your loan on the same day!
*Please don’t forget, these are not ALL our programs we offer. If you don’t see something you qualify for, always give us a call and speak to one of our advisors. If you don’t feel like talking on the phone, our Chat Help Desk in the lower right corner of your screen can also help you.
What Our Customers Say
Now that you have an idea of some of the programs we have, which example do you fall in? It’s ok if you don’t know, that’s what our advisors are here for!
There are more details that go into qualifying, so it’s always best to either call our office and speak to one of our advisors, or you can use our help desk. If you look at the lower right of your computer screen, you’ll see a blue box that will allow you to chat with one of our professionals.
Feel free to call us anytime at 888-565-6692
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