First Capital Business Finance

Financing Options for Concrete Saws

First Capital

Financing Options for Concrete Saws

If you’re in the market to either rent or get financing for a concrete saw, you should know we offer a variety of financing and leasing programs for both new and used equipment. Financing or renting equipment is an excellent solution to preserve your capital.

Keep in mind, if the equipment is going to be used for a short term, it might be best to rent the equipment. Just remember, you need to have a better understanding on the amount of work that will be done with this concrete saw.

We’ve spoken to clients in the past, and they have told us they have been renting their equipment for over a year! After adding up the rental payments and miscellaneous fees, they could have owned one outright if they had financed it!

Those were just a few types of saws, and hopefully by now you’ll know if you need to rent or buy yourself a saw. If you have come to the conclusion you’ll need a longer term solution for this equipment, now you’ll need to make the decision if you will be buying this outright or if you’ll need some help with financing it. Depending on the type you need, a concrete saw can range anywhere from under $1,000 and can be upward to $40,000. For the more costly saws, you might want to consider financing as an option. This will allow you to preserve your cash and will allow you to make affordable monthly payments.

We offer both traditional and non-traditional financing programs for those who have good and bad credit. Our programs start with the minimum amount financed at $5,000 and the maximum going to $250,000.

Knowing What Type of Concrete Saw You Need

At this point, you are most likely aware of the type of saw you’re going to need. If you know the differences between the type of saws, you can skip this part. We are just going to list a few different types of concrete saws, and their purposes.

Handheld Circular Saws are able to make smaller meticulous cuts, which your chainsaw would not be able to do. This type of saw has the ability to cut through masonry aggregate materials. As the name states, this is more portable for smaller applications.
Concrete Chainsaws are designed very similar to your typical chainsaw that is made for cutting wood. The main difference is in the chain which has welded diamond components as the cutting teeth. This saw has the ability to make more precision cuts. This type of saw has the ability to cut deeper than your traditional circular-blade.
Wire Saws are great for cutting material with length and depth. The wire saw has similarities to the chainsaw, the wire has a diamond abrasive adhered to the wire. This wire is formed in a loop, which is pulled through different pulleys and creates a circular motion. This saw is good for larger projects that require cutting any material that is softer than the diamond abrasive.
Walk-behind Slab Saws are for cutting flooring, sidewalks, driveways or roads. As the name says, it’s a walk-behind saw which is larger for these larger jobs. Most of these saws can cut up to 32 inches deep.

We also can finance new or used equipment. Depending on what type of concrete saw you’re in the market for, it’s a good idea to contact us first and get pre-approved prior to signing any agreements or putting any type of deposit down with the dealer or seller.

Program Highlights

Startup businesses are OK!
Challenging or Bad Credit is Ok!
No Income Verification Programs!
Income Based Financing for Lower Credit Grades!
Get prequalified over the phone within 5 minutes, call 888-565-6692

After you’ve called us, and spoke with one of our advisors these are the steps needed to get the ball moving in the right direction.

The process is fast and simple:

Step 1: Pick out your equipment: even if you have to shop for a few online, we’ll need to know approximately what your budget is. If you already have a quote or invoice from the dealer, that’ll work just as well. (Keep in mind, if you haven’t picked one out or if you don’t have the time to find one, get an idea on the price and we can work with that)

Step 2: Know your numbers, whether you’re looking for a used $5,000 Diamond Products Ring Saw or a brand new $40,000 Husqvarna Walk-Behind Saw, you’ll want to be sure to have a budget set for this added investment. Depending on the finance amount, typically you will not need to have a business plan, nor would you need financials or tax returns. But before making a purchase, it’s wise to run some numbers and projections on the benefits of adding this asset to your books.

Step 3: Get pre-approved for financing prior to signing any agreement or paying any deposit. The last thing you want to do is back yourself in the corner by paying a deposit for this equipment and not being able to find the financing. Of course, we’re able to secure financing for the majority of our clients, but there are still some instances where a client might not be able to proceed with the financing terms that are presented to them. If you have a few minutes, you should call us at 888-565-6692 and speak to one of our advisors. They can walk you through the simple process and address any questions you might have. Our chat help desk is typically open from 5am PST to 11pm PST 7 days a week. Once you’ve found out what you are eligible for, now comes the fun part… Start shopping!

Qualifications for Financing a Concrete Saw

We have a wide variety of programs for all credit grades, including start-up businesses. There are too many variables to list all of our programs on our website, so we strongly suggest speaking to one of our advisors. We can pre qualify you within a few minutes by asking you a few simple questions.

Financing Programs for Concrete Saws

Depending on your scenario, you will see that we offer programs that will require anywhere from a zero down payment and some may require as high as a 50% down payment. So we’ll list a few examples to give you an idea on what you can expect. As you might already know, there’s a lot that goes into pricing and qualifying a transaction:

Length of time in business
Credit history & credit score for the business owner(s)
Equipment type
Sometimes income will also come into play

First Capital Business Finance

Same Day Loan Approval

Getting the loan you need is simple. Contact us & you can get prequalified for your loan on the same day!

Step 1

Reach out to us via phone or the contact form on this website.

Step 2

We'll contact you to get the information we need to process your loan.

Step 3

You'll receive a decision on your loan shortly (typically the same day).

Available Programs

*Please don’t forget, these are not ALL our programs we offer. If you don’t see something you qualify for, always give us a call and speak to one of our advisors. If you don’t feel like talking on the phone, our Chat Help Desk in the lower right corner of your screen can also help you.

Program 1

$10,000 Minimum Amount Financed
$150,000 Maxim Amount Financed
Equipment can be any age, no restrictions
5 Years’ Time in Business, Excellent Credit, Good Business Credit
Zero Down, 1 Month Advance Payments Due at Closing
Terms from 24 to 60 months

Program 2

$15,000 Minimum Amount Financed
$300,000 Maxim Amount Financed
Equipment must be 10 years or newer
5 Years’ Time in Business, Excellent Credit, Good Business Credit
5% Down Payment Minimum, Due at Closing
Terms from 24 to 60 months

Program 3

$5,000 Minimum Amount Financed
$50,000 Maximum Amount Financed
Equipment can be any age, no restrictions
Startup Business, Average Credit, No Business Credit
Zero Down, 1 to 2 Months Advance Payments Due at Closing
Terms from 24 to 60 months

Program 4

$10,000 Minimum Amount Financed
$150,000 Maximum Amount Financed
Equipment must be 10 years or newer
Startup Business, Average Credit, No Business Credit
5% Down Payment Minimum, Due at Closing
Terms from 24 to 60 months

Program 5

$10,000 Minimum Amount Financed
$75,000 Maximum Amount Financed
Equipment can be any age, no restrictions
Anytime in Business, Poor Credit, No Business Credit, Income Qualifications
10% Security Deposit Due at Closing
Terms from 24 to 48 months

Program 6

$10,000 Minimum Amount Financed
$400,000 Maximum Amount Financed
Anytime in Business, Very Poor Credit, No Business Credit, Recent Bankruptcy & Repossessions are Ok
50% Deposit Due at Closing
Terms from 24 to 48 months

Testimonials

What Our Customers Say

Now that you have an idea of some of the programs we have, which example do you fall in? It’s ok if you don’t know, that’s what our advisors are here for!

There are more details that go into qualifying, so it’s always best to either call our office and speak to one of our advisors, or you can use our help desk. If you look at the lower right of your computer screen, you’ll see a blue box that will allow you to chat with one of our professionals.

Feel free to call us anytime at 888-565-6692

If you already own a saw, and if you’re looking for some replacement blades you can check out www.socaldiamond.com for the best prices on diamond blades!