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First Capital Business Finance

Forklift Financing for Businesses and Warehouses

Forklift & Telehandler Financing Options

If you’re in the need of forklift financing, whether your purchase is a mast forklift, telehandler / telescopic forklift, we offer a variety of financing and leasing programs for both new and used forklifts. We have both traditional and non-traditional forklift financing programs for those who have good and bad credit. Our financing programs will work with new or used forklifts, with the minimum purchase price starting at $5,000 and the maximum going to $250,000. Depending on what type of forklift you’re in the market for, it’s a good idea to contact us first and get pre-approved prior to signing any agreements or putting any type of deposit down.

We Can Match You With the Right Forklift or Telehandler Financing

Ready to take the next step in securing Forklift financing?

At First Capital we help businesses like yours secure the Forklift Financing you need. Our simple application process is painless and often results in a same day approval notice!

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Trouble Financing Your Forklift With  Bad Credit?

You probably already know you need to have pretty near perfect personal credit along with a good Dun & Bradstreet score for your company if you want to get some equipment financed from your bank or credit union. Banks and credit unions are not your only options. Where there is a need for  alternative financing, you will always find other lenders who will specialize in filling in that gap. First Capital Business Finance offers financing for both equipment financing and equipment leasing to those business owners who can’t get financing from their banks. Even if your credit is poor and your business has only been around for 1 year, we still have the ability to finance your business.

Are You Eligible for Forklift Financing?

What makes our company unique compared to the other lending companies out there is our wide variety of business financing products. Most equipment leasing companies only offer equipment leasing, and they don’t offer business loans or working capital loans. Our company has systems in place to make sure our customers are placed with the best options first and if for some reason our clients can’t qualify with our equipment leasing programs, we then will use our working capital loan programs as an alternative.

The easiest and fastest way to find out is by speaking with one of our specialists. Anyone from our team can prequalify you for any of our financial programs after going over a few questions about your business. 

First Capital Business Finance

Same Day Loan Approval

Getting the loan you need is simple. Contact us & you can get prequalified for your loan on the same day!

Step 1

Reach out to us via phone or the contact form on this website.

Step 2

We'll contact you to get the information we need to process your loan.

Step 3

You'll receive a decision on your loan shortly (typically the same day).

Forklift Financing – Top Rated Financing Programs

 Forklift  Financing – Monthly Payment Examples

Depending on your scenario, you will see that there are programs that will require anywhere from a zero down payment to some that may require as high as a 50% down payment. So we’ll list a few examples to give you an idea of what you can expect. If you’re not sure about what you qualify for, give us a call at 888-565-6692, and one of our advisors will help find the right program for you. As you might already know, there’s a lot that goes into pricing and qualifying a transaction:

  • Length of time in business
  • Credit history & credit score for the business owner(s)
  • Equipment type
  • Sometimes income will also come into play

Payments & Terms

Example A: Used Mast Forklift $10,000

  • 5 Years’ Time in Business, Excellent Credit, Good Business Credit
  • Zero Down, 1st & Last Months Payments Due at Closing
  • 36 months: $345
  • 48 months: $269
  • 60 months: $219

Example C: Used Mast Forklift $10,000

  • Startup Business, Less than Average Credit, No Business Credit
  • Zero Down, 1st & Last Months Payments Due at Closing
  • 36 months: $489
  • 48 months: $425
  • 60 months: $385

Example E: Used Mast Forklift $20,000

  • Anytime in Business, No Recent Poor Credit, No Business Credit, Income Qualifications
  • 10% Deposit Due at Closing
  • 36 months: $934
  • 48 months: $NA
  • 60 months: $NA

Example B: Used Mast Forklift $10,000

  • Startup Business, Average Credit, No Business Credit
  • Zero Down, 1st & Last Months Payments Due at Closing
  • 36 months: $415
  • 48 months: $339
  • 60 months: $295

Example D: Used Mast Forklift $10,000

  • Anytime in Business, Poor Credit, No Business Credit, Income Qualifications
  • 10% Deposit Due at Closing
  • 36 months: $490
  • 42 months: $460
  • 60 months: $NA

Example F: Used Mast Forklift $20,000

  • Anytime in Business, Very Poor Credit, No Business Credit, Recent Bankruptcy & Repo Ok
  • 50% Deposit Due at Closing
  • 36 months: $588
  • 48 months: $520
  • 60 months: $NA

Benefits of First Capital's Forklift Financing

Simple Application Process

Applying for backhoe loans under $250k is hassle-free with our easy online form. Say goodbye to paperwork and the need for extensive financial statements. It's straightforward and convenient.

 Competitive Fixed Rates

Enjoy the advantage of fixed rates with our financing options, ensuring that your monthly payments remain low and predictable throughout the term.

Rapid Approvals

When you need your equipment quickly, First Capital has you covered. Our Quick Turnaround approval process means most lease or loan deals can be approved within a few hours sometimes, with rare instances taking longer than a business day. We pride ourselves on being the fastest in the industry!

Exceptional Customer Service

Our team of financing experts is dedicated to providing top-notch customer service. We're here to answer your questions, address your concerns, and guide you through every step of the financing process.

Industry Experience:

 With years of experience in the industry, we have the knowledge and expertise to understand your business needs and deliver the right financing solution for you  

Tailored Solutions

We understand that every business is unique. That's why we offer personalized financing solutions that fit your specific needs and budget.  

Testimonials 

What Our Customers Say

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Which One Are You?

Now that you have an idea of where your down and monthly payments might fall, which forklift financing example do you fall in?

Please keep in mind, these payments and terms are not set in stone. There are so many variables that can improve your pricing, but this will give you a basic idea of where you might be. There are more details that go into qualifying, so it’s always best to either call our office and speak to one of our advisors, or you can use our chat help desk. If you look at the lower right of your computer screen, you’ll see a purple box that will allow you to chat with one of our professionals.

Same Day Loan Approval