Call Us & Get Prequalified For Your Loan

First Capital Business Finance

Box Truck & Sprinter Van Financing Made Easy

sprinter van financing

Box Truck & Sprinter Van Financing Made Easy with First Capital

At First Capital, we understand the crucial role that box trucks and Sprinter vans play in various industries, from logistics and delivery services to small businesses and startups. Our financing solutions are tailored to simplify the acquisition process for these versatile vehicles, ensuring that businesses of all sizes can efficiently build or expand their fleets. Whether you’re in need of a reliable box truck for transporting goods or a Sprinter van for your delivery operations, our financing options offer competitive rates, flexible terms, and a streamlined approval process. We’re here to make the financing journey as smooth as possible, empowering businesses to navigate the road ahead with confidence. Discover the ease of acquiring the perfect box truck or Sprinter van for your operations with First Capital. Your transportation solutions just got a whole lot simpler!

If you’ve been wondering how to finance a box truck for your transportation business, you can rest assured you’ve found the right place! At First Capital, we offer a wide variety of financing programs for box trucks, sprinter vans, step vans as well as any other commercial vehicle. Don’t worry – even if you are just starting your business and/or you might have challenging credit, we have programs that can get you the financing!

There are several pre-qualifying questions we like to ask so we can figure out which program suits you best.

  • One of the most important questions we’ll need address is your time in business. Determining how long you’ve been in business will determine the amount you can be pre-qualified for.
  • The next step is finding out about your credit and if you have business partners. We’ll need to learn about their credit, too!
  • If you’ve picked out a truck or van already, we’ll need to know the details and specs on the vehicle.
  • Income very rarely comes into play when applying for financing, but some programs may require it depending on your situation.

Those are just a few of the things we look at when pre-qualifying our customers. Read on below to learn more about these steps in greater detail.

If you prefer to skip the read, you’re always welcome to give us a call and speak to one of our expert advisors. We can be reached at 888-565-6692.

Contact Us!

Benefits of Box Trucks and Sprinter Vans:


Discover the myriad benefits that come with incorporating box trucks and Sprinter vans into your business operations. These versatile vehicles offer unparalleled flexibility, making them ideal for various industries. Enjoy increased cargo capacity, ensuring efficient transportation of goods. With excellent maneuverability, navigate urban landscapes and tight spaces effortlessly. Experience cost-effective fuel efficiency, contributing to your bottom line. Whether you’re in the delivery business, catering, or any industry requiring reliable transport, box trucks and Sprinter vans provide a strategic advantage to elevate your operations.

Industries Served:

Box trucks and Sprinter vans are the driving force behind a diverse array of industries. From logistics and delivery services to mobile businesses and retail, these vehicles serve as the backbone of efficient operations. Logistics companies rely on their cargo capacity for transporting goods, while catering services leverage their mobility for on-the-go culinary excellence. Explore how these vehicles cater to the unique needs of each industry, providing a reliable and adaptable solution for businesses across the spectrum.

Application Process:

Securing financing for your box truck or Sprinter van is a straightforward process with First Capital. Begin by completing our user-friendly application form, providing basic business information. Our streamlined approval process ensures a prompt response, with decisions often delivered within 24 hours. Required documentation is minimal, making the application hassle-free. Whether you’re a small business or an established enterprise, our goal is to make the financing journey smooth and efficient. Take the first step toward acquiring your ideal box truck or Sprinter van by initiating the application process today.

box truck, sprinter van, financing - illustration of a calendarTime in Business

If you have been in business under 2 years, you’ll be considered a start-up.

Showing you’ve been in business for over 2 years shows strength in the business and will get you the ability to get you a higher amount of financing if needed.

Just starting out? You can assume the typical amount allotted is $50,000.

box truck, sprinter van, financing - illustration of money and credit cardsBusiness Owner’s Personal Credit

For all owners of the business, we’ll need to know where they fall. Even if you’re not sure what your exact score might be, but sharing with us if you think it’s “excellent”, “average” or “bad will help us better understand what programs you’ll qualify for. Having detailed info will also help, for example if you had a prior bankruptcy or repossession is something we’ll need to know. If you have open tax liens or collections/judgements is also helpful information. It’s very important for you to know, we are on your side and we want to obtain the best terms for you. So withholding information from us will only make the process more difficult.

box truck, sprinter van, financing - illustrated imageVehicle Information

Typically, we like to know the year, make, model and miles and if you’re buying from a dealer or private party. If you haven’t picked out a truck yet, don’t worry – just go online, find a few that you like, and save the links. It’ll give us a good idea of what you’re interested in, and we can work with that until you are formally approved. You can always change the vehicle to something else if you find something you like more later on. Some programs have age and mileage restrictions; however, we have quite a few programs that don’t have any of those restrictions! We work with you to find the vehicle that will fit your needs best.

box truck, sprinter van, financing - bags of money illustrationProof of Income

The majority of our programs won’t require proof of income. We understand that if you are just starting your business, you won’t have proof of income. But some of our programs that will take more challenging credit, will require some proof of income. Or if you’re looking for larger dollar amounts we’ll also need proof of income. Typically these are for transactions greater than $200,000.

Get Financing Today!

What do you qualify for?

Now that you’ve seen a few of our prequalifying questions, let’s go into some of our programs and see what you qualify for.

If you don’t see a program you qualify for, don’t give up! Give us a call first and we can pre-qualify you!

Please Note: If you don’t see a program you qualify for, don’t give up! Give us a call first to pre-qualify you. There are so many nuances that we can’t cover every program we have available. Hence, it’s always best to speak with one of our advisers to see if you qualify. These are just a few of our most popular programs for medium duty and vocational trucks/vehicles.

Get Pre-Qualified!

 Bad Credit & Average Credit Programs

Sprinter Van Financing Options

  • LOWEST DOWN PAYMENT OPTION: Two months payments due at closing – 10k to 50k – 540 Credit – Start Ups Ok – Must provide 2 years personal/business tax returns
  • LOWEST DOWN PAYMENT OPTION: One to two months payments due at closing – 10k to 100k – 600 Credit – Start Ups Ok – No Age/Mileage Restrictions – Short Haul Only (Long Haul: Call for fleet guidelines)
  • LOWEST DOWN PAYMENT OPTION: Zero to two months payments due at closing – 10k to 100k – 620 Credit – 2 years time in biz
  • MODERATE DOWN PAYMENT OPTION: 10% Down – Up to 200k – No Credit Score – 1 year time in biz – Must Gross 35k a month min.
  • MODERATE DOWN PAYMENT OPTION: 25% Down – 10k to 55k – No Credit Score – Box Trucks – 8 Years or Newer Under 250k Miles – No Private Party Sellers
  • LARGE DOWN PAYMENT OPTION: 40% to 50% Down – 10k to 400k – No Credit Score – Any Age or Mileage – Previous BK & Repo’s are Ok

Good Credit & Average Credit Programs

  • LOWEST DOWN PAYMENT OPTION: Zero to two months payments due at closing – Up to 75k – 620 Credit – (Class 8 trucks have different guidelines)
  • MODERATE DOWN PAYMENT OPTION: Zero to 10% Down payment due at closing – Up to 75k – 670 Credit – 3 years time in biz – Must be a Home-owner
  • MODERATE DOWN PAYMENT OPTION: One to two months payments due at closing or 10% down payment – Up to 50k – 700 Credit – Start-Up Ok – Must be a Home-owner – 5 years CDL
  • MODERATE DOWN PAYMENT OPTION: 2.5% to 10% Down payment due at closing – Up to 150k – 650 Credit – (start-ups have different guidelines)


Get Box Truck and Sprinter Van Financing from First Capital Today!

If you’re ready to get financing for a box truck or sprinter van, contact First Capital Business Financing today to get pre-qualified and learn more about our programs! Call us at now at 888-565-6692 or apply online for same-day approval. Get the equipment financing you need with First Capital Business Finance, no matter your credit score!

Get Financing

Box Truck & Sprinter Van Financing Made Easy | First Capital Business Finance

Recent Posts

Same Day Loan Approval

    Same Day Loan Approval