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First Capital Business Finance

Oklahoma City, OK

First Capital

Commercial Business Loans & Equipment Financing – Oklahoma City, OK

Trustworthy Bad Credit Business Loans for Oklahoma City, OK Business Owners

oklahoma city

At First Capital Business Finance, we’re the trusted name for bad credit business loans in Oklahoma City. We offer complete loan options for startups, sole proprietors, small businesses, and large corporations. What makes our team stand out is that we’re happy to assist companies that have poor credit instead of turning them down for needed financing. Let us give you a hand in building the healthiest Oklahoma City business possible with our flexible capital solutions.

First Capital

Our Services

Commercial & Semi Truck Financing

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Not Traditional Financing for Your Commercial Truck is Available
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Heavy Equipment Financing

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We Can Finance Your Construction Equipment With Bad Credit
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Business Loans

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We Offer 24 Hour Approval on Working Capital Loans
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Testimonials 

What Our Customers Say

The Benefits of Bad Credit Financing for Oklahoma City Businesses

Whether your business is going through a rough patch right now or you have poor credit because of past market downturns, bad credit financing is a smart idea. It provides immediate and long-term benefits for your company:
  • Vital cash flow stability and growth: All businesses depend on continual growth to stay strong financially. The right loans boost your cash flow and revenue when you need them the most. This includes financing for business emergencies.
  • High-quality equipment: With our financing tools, you can afford the best equipment. This helps construction businessesjanitorial companies, and plumbing businesses provide an excellent service that keeps customers coming back.
  • A great foundation: Taking great care of your customers is essential for long-term success. Make your business stand out from other Oklahoma City companies. Earn the best online reviews and attract tons of new clients.
  • Better credit: Our team can help you rebuild your credit rating gradually with smart financing tools. As your credit recovers, you can qualify for even better interest rates and larger loan amounts.
  • Valuable opportunities: Don’t let promising contracts escape your grasp because you lack sufficient capital. Our flexible financing helps you expand production capabilities, either temporarily or permanently. Great opportunities translate into increased revenue and growth.
  • Intelligent money savings: One of the best reasons to apply for bad credit business loans is to save money. Qualify for better pricing tiers when purchasing inventory. Invest in high-performance systems that don’t break down.
Architect man showing something on project to his colleagues

Hire the best personnel to represent your business. Create an amazing website that attracts Oklahoma City clients like never before. With the right small business loans and working capital financing, nothing is out of reach.

Complete Bad Credit Business Financing Options

We have a lot of experience with different Oklahoma City businesses, so our financial tools are accessible to every industry. Here are some bad credit business loan options:

Working Capital Financing

Grow your business the way you want with working capital loans. We leave spending decisions up to you. If you wish to invest in inventory, employees, website design, digital marketing, computer equipment, or something else, you have total freedom.

Janitorial Business Loans

At First Capital Business Finance in Oklahoma City, OK, we understand that janitorial businesses can have a huge variety of financing needs. Some cleaning companies depend on steam equipment, floor scrubbers, and pressure washers to generate profits. Others primarily require a large staff. We have multiple janitorial equipment financing options to match different goals.

The Best Reputation for Financing Solutions

Why choose us? We have a great reputation in Oklahoma City, OK, with businesses of every size. Our team is experienced and trustworthy. Here are our core values:
  • Friendliness: We speak with every business owner as a valued partner. Poor credit has nothing to do with entrepreneurial talent.
  • Flexibility: Forget rigid rules. We think flexible financing is key in today’s constantly changing market.
  • Helpfulness: We don’t just listen to your needs. We provide real financing solutions that work for your operating budget.
  • Transparency: You don’t have to worry about surprise fees or tricky wording. We explain exactly what to expect with every loan option.
  • Expertise: Our financing professionals know their stuff. Our bad credit business financing provides great results.
We explain different loan programs in detail and answer all of your questions. Instead of pressuring you into specific loans, we provide a range of options and let you choose the ones you feel comfortable with. To get started with amazing bad credit financing, contact our team right away.

Heavy Equipment Financing

Improve the quality and quantity of your completed jobs. Construction businesses can take on bigger projects with the help of new loaders, excavators, backhoes, and bulldozers. Manufacturers can increase production with dependable heavy machinery. You don’t need excellent credit to qualify for large-ticket items.

Bad Credit Business Loans for Trucking Companies

Expand your fleet by acquiring more vehicles, more drivers, and more technology. Outfit your maintenance shop with high-tech diagnostic equipment, tools, and hydraulic lifts. You can also purchase GPS tracking systems and driver-focused software to avoid time-consuming slowdowns. Bad credit business loans can help you boost orders and customer satisfaction.

Plumbing Equipment Financing

Take your plumbing business to the next level with state-of-the-art equipment and reliable tools. Ensure you’re ready for the biggest plumbing installation projects by having access to significant capital ahead of time. We can create custom financing solutions for your specific business needs. Discover bad credit business loans with great terms and many different payment options for Oklahoma City business owners. We’re happy to create flexible loans for seasonal and emergency financing needs. We designed our financing to adapt to business-to-business and retail companies alike.

Construction Financing Made Easy

If you’ve been in the construction industry for any amount of time, you know the struggle of finding construction equipment financing. Construction equipment is not cheap, which makes it important to find the right finance business to provide you with help. We understand how difficult it is to find the right company to finance your construction equipment. That’s why First Capital Business Finance provides the help you need to get to you going with your construction.

Oklahoma’s Moment of Growth

Oklahoma City is experiencing a significant surge in industrial growth, with several major projects underway. The city’s economy is diverse, with industries such as oil and energy-related companies, fabricated metal, computers, clothing, oil-field equipment, crude oil, back office, distribution, and food processing contributing to its growth. The industrial market in Oklahoma City is expanding rapidly, with approximately 6.6 million square feet of industrial construction currently underway. This growth has been driven by a surge in demand for industrial space from larger tenants. The region’s expanding aviation/aerospace sectors have also attracted acclaimed projects in the Midtown and Capitol Hill areas.

To take advantage of the opportunities within this market, businesses can explore commercial business loans offered by local financial institutions. These loans can help businesses expand their operations, purchase equipment or real estate, and strengthen their financial position. By leveraging commercial business loans, businesses in Oklahoma City can access the necessary capital to fuel their growth and seize opportunities in this thriving market.

FAQs

Our Top 3 Frequently Asked Questions

You can complete your application over the phone with one of our advisers. Just call 888-510-3573You can download our credit applications HERE. You can submit your contact information online using our form. Then the next available adviser will reach out to you.

Depending on the type of equipment and dollar amount, transactions can fund in as little as 24 hours. Again, this will depend upon whether you and the equipment qualifies.

Typical turn-around times are 24 hours, or sometimes even quicker than that! In very rare cases, it may take longer due to the time of the year and volume of applications we are working on

Learn more about our Frequently Asked Questions here.

Same Day Loan Approval