Should You Get a Business Loan From Your Bank?

Starting, maintaining, and growing a business requires a steady source of funds. Bank loans are one choice for fulfilling your business finance needs, but other options exist. Understanding your choices will help you identify the right business loan for your needs. When Do You Need the Funds? Securing a business loan from a bank typically […]
FAQ Guide To Business Equipment Finance Service at First Capital

It’s no secret that buying quality commercial equipment is expensive. If you’re a small business owner, you likely can’t afford to pay out of pocket to get the equipment your business needs to thrive. That’s why we’re here. At First Capital Business Finance, we understand the needs and challenges of small business owners looking to purchase the right […]
Why You Should Avoid Payday Lenders
Bad credit loans. You never thought you’d Google that term, but now that some bills are due it’s hard not to. As you look around for a quick solution you see something called payday loans. “Could payday loans help me?” you wonder. “Or should I avoid them?” If you want to know if you should avoid […]
Get In-House Semi Truck Financing in 5 Steps

There may come a time when you want to purchase a new semi-truck for your business. When this time comes, you must take your time with the decision. The truck you buy, and the terms under which you purchase it, will have a major impact on your business. There are several steps involved with commercial […]
What Are My Commercial Semi-Truck Financing Options? How To Get A Truck With Commercial Semi-Truck Financing

According to the American Trucking Associations, over 90% of trucking companies have less than six trucks. Convoy estimates that over 10% of drivers are owner-operators. That means small businesses primarily drive the trucking industry. If you’re interested in becoming an owner-operator, semi truck financing gives you the terms you need to buy the right vehicle. […]
Tips To Qualify For a Startup Business Loan with Bad Credit

Entrepreneurship is risky, and all ventures require some form of capital investment. In the earliest stages of business, owners may tap into their credit and savings to give their businesses a headstart. These and other factors can severely impact your personal and business credit. Even so, there are lenders who are willing to take a […]
Compact Construction Equipment: Loans Vs. Leasing

Your business needs the right compact construction equipment to run efficiently and meet workload demands. For many construction companies, that means a need for new or used equipment. Unfortunately, bad or non-existent credit can make bobcat financing difficult. Construction equipment leases offer an alternative to traditional equipment loans. Keep reading to learn more about the […]
How To Get A Small Business Loan With Bad Credit

Applying for bad credit truck loans, equipment loans, and similar programs is an excellent solution for business owners facing credit issues. Here are six important steps for success. 1. Evaluate Your Options Whatever the cause of poor credit, there are small business loans you can qualify for. Maybe you’ve been asking, “How to get a business loan with […]
The Business Owner’s Guide To Equipment Financing Bad Credit

If your goal is to obtain valuable equipment for your business, equipment loans for bad credit programs are an excellent way to make it happen. There’s no need to save up for years to get the equipment your business needs right now. With the right financing, you can invest in state-of-the-art equipment that gives you an edge over competitors. […]
6 Ways Equipment Financing Can Grow Your Business

Equipment financing is a powerful tool for generating business growth. All business owners want their companies to grow in revenue, and there are many ways to make it happen. High-quality equipment gives your company important advantages, such as: Superior productivity Reduced costs Increased sales Larger customer base Better online reputation By providing superior service and […]