First Capital Business Finance
San Diego, CA
What Our Customers Say
We provide equipment financing solutions, commercial truck financing, and business loans for every industry, from parts manufacturers to landscaping businesses. We adapt to your company’s needs and help you get the right terms for your cash flow and business operations. Our team has extensive experience helping small businesses and large companies in San Diego, CA, get the equipment and capital needed to grow.
If you’ve been in the construction industry for any amount of time, you know the struggle of finding construction equipment financing. Construction equipment is not cheap, which makes it important to find the right finance business to provide you with help. We understand how difficult it is to find the right company to finance your construction equipment. That’s why First Capital Business Finance provides the help you need to get to you going with your construction.
Are you looking for equipment financing or commercial truck loans but don’t know what steps to take next? The FAQ about equipment financing in San Diego, CA, can help you find the answers you need to make a great decision:
We provide many programs for equipment financing, including loans and leases. These loans and leases have a wide variety of options for terms, and we can adapt them to your company’s credit score and cash flow. For example, some businesses prefer a larger down payment and lower monthly payment, while others want the lowest interest rate possible. Our financial advisors are happy to customize equipment financing and commercial truck financing to your needs.
You can choose from many leasing programs to find one that suits your operations. We even have startup financing and bad credit financing options. Popular equipment leases include fair market value, dollar buyout, term residual, and 10–20% purchase leasing options. We also have sale-leaseback programs and equipment finance agreements (EFAs).
Generally speaking, our equipment financing in San Diego, CA, is application-only, meaning you don’t need to provide proof of income or other financial documents. The specific requirements depend on the amount of funding you require, the amount of time you have in business, and your credit rating. That said, all of our loans have a reputation of being easy to qualify for.
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