First Capital Business Finance
We are the Leading Providers of Business Loans, Equipment Financing & Leasing in Houston, Texas.
What Our Customers Say
Houston, TX, has a thriving job market with many different industries. What every business inside and outside the Loop has in common is the need for equipment. Here in Houston, we rank among the national Best Cities lists in almost every category that matters: commercial equipment leasing, commercial truck financing, construction equipment financing, medical equipment financing, restaurant equipment financing, and many more. At First Capital Business Finance, we provide flexible equipment financing in Houston, TX, with low-interest rates, generous terms, and excellent LTV ratios.
From Downtown to Uptown, Greenspoint to Westchase, Houston is extraordinary compared to other urban communities in America for business. Pretty much the main individuals not welcome here are Cowboys fans.
First Capital Business Finance is committed to helping you meet your cash flow needs to grow your business. We serve small and middle market businesses and large corporations with range of loan and financing options here in Houston, Texas.
The Company provides unmatched convenience and industry-leading support to our clients nationwide. We offer a valuable combination of experienced representatives who have a thorough understanding of financing options available for your business and extensive working knowledge of guidelines needed to get your financing approved quickly.
We realize your need to access capital to keep your business strong and successful. Unlike a bank loan that requires a lengthy approval process our process for business loans is simple and easy. We offer approvals in as few as two days and funding in as few as five days. We have earned a reputation in the industry and with our clients by offering informative advice and affordable solutions to help Houston business owners handle their cash flow demands.
Take on larger projects with the help of construction equipment financing in Houston, TX. We can finance loaders, backhoes, cranes, bulldozers, skid loaders, road paving equipment, and many other systems. We also provide construction equipment financing for concrete saws, generators, welding equipment, and other tools. Put simply, if your business needs it to succeed, there’s a good chance our equipment financing can get it for you.
Houston is famous for its energetic nightlife. Make sure your restaurant, bar, coffee shop, or taqueria makes a huge impression with restaurant equipment financing. Our financing has low upfront costs, which is perfect for new restaurants and small businesses. We cover everything from ice machines and point-of-sale systems to walk-in freezers and rear-of-house equipment.
We’re experienced with equipment financing in Houston, TX, for any industry, including manufacturing, transportation, janitorial, entertainment, and landscaping. We provide loans and leases for small businesses and startups, from bakeries to retail stores in the Galleria.
Get the financing needed to grow your company’s fleet. Launch your trucking business as an owner-operator. We provide commercial truck financing for transportation businesses, manufacturers, trucking companies, and many other businesses in Houston, TX:
There’s always demand for health care and dental services in Houston, TX, but it can be a challenge for professionals to keep up with the rising equipment cost. That’s where our medical equipment financing comes in. Invest in cutting-edge diagnostic equipment such as 3D imaging. Bring your clinic or dental office into the 21st century with state-of-the-art patient lifts and laser treatment systems.
If you’ve been in the construction industry for any amount of time, you know the struggle of finding construction equipment financing. Construction equipment is not cheap, which makes it important to find the right finance business to provide you with help. We understand how difficult it is to find the right company to finance your construction equipment. That’s why First Capital Business Finance provides the help you need to get to you going with your construction.
Getting started with equipment financing in Houston, TX, is easy when professionals work with you. Our team has been providing loans and leases for Texas businesses for a long time. Are you wondering where to begin? These FAQs about equipment financing in Houston, TX can help:
We do everything possible to tell you right away if you qualify, generally the same day. For many small businesses, getting approved is easy, and we usually deliver funds within 24 hours. Our team is always happy to answer your questions, so don’t hesitate to ask for assistance if you don’t understand something on the application.
We offer equipment financing for various credit scores, including poor, average, and good credit. At First Capital Business Finance, we know that many companies in Houston, TX, have less-than-perfect credit. You can’t control things, such as a natural disaster or customers who don’t pay you on time. We have bad credit equipment financing programs available — even if you recently declared bankruptcy.
The size of your down payment depends on several factors, such as the type of equipment, the financing amount, and your business’s credit score. For example, established businesses with a credit rating of 600 can get 0% money down options. We also have bad credit programs with 10–25% down. We work with you to find a down payment option that fits your finances.
At First Capital Business Finance, we offer equipment loans and equipment leases with excellent terms. Both options have advantages. Financing often provides long-term savings. On the other hand, equipment leasing can give you lower monthly payments. Leasing is also more flexible if you’re planning on upgrading equipment in a few years. Equipment financing is an amazing fit for items designed to last decades, such as heavy machinery or restaurant equipment.
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