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First Capital Business Finance

Restoration Equipment Financing

First Capital

Water & Fire Restoration Equipment Financing 

Restoration Equipment Financing

Whether you’re starting up or if you are an existing water and fire restoration business, you will need to make sure you’re outfitted with the appropriate equipment to effectively mitigate the damaged property. Depending on your business model, if you are offering both flood and/or fire remediation services, you may not need as much equipment if you are only offering the one service. If you’re a new business, this may seem challenging, but this will be a great starting point to help you figure out what equipment and tools might be needed for your business.

Business Plan

If you are not just starting up, you won’t need to complete a business plan. If you are starting out, making a well thought out business plan will help you envision what it will take both physically and mentally for this new venture. You will want to complete a detailed market analysis, this should include your target market, the type of demand for your services, your competition, and the necessary business licenses, permits and insurance requirements for your local municipality.


You will also want to consider the number of job sites you will be managing at any given time. If you plan on offering remediation work to multiple locations at the same time, you will need to make sure you have a team that can assist with simultaneous jobs. This also means you will need to have multiples of the equipment, tools, and consumables. This equipment doesn’t come cheap, so having options for financing would be a great way to preserve your capital.

air mover in basement with flood damage


Figuring out your market area and demographics will be the first step in budgeting for your business. How will you get customers, will you need to market on sites like Yelp, Facebook Marketplace, Google Ads or will you be putting advertisements in the mail or home improvement publications? Networking with contractors or even insurance agents would be a great idea for earning referral business. Reciprocating referrals to those who refer you clients, is a great way to generate a long and fruitful relationship.

Restoration Equipment Financing


Once you have figured out everything listed above, especially your budget, you’ll have a good understanding of the total out of pocket costs. Make sure you give yourself a cushion for unexpected expenses that might come up. Research the possibilities of financing and weigh out your options. Having the option to stretch out the costs from 2 to 5 years will definitely help, especially if you are just starting out. One of our advisors would be happy to help pre-qualify you with just a few minutes of your time. You can reach us at 888-565-6692 or you can chat with our help desk by clicking on the “chat” bubble in the lower right corner of the screen.

First Capital Business Finance

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Getting the loan you need is simple. Contact us & you can get prequalified for your loan on the same day!

Step 1

Reach out to us via phone or the contact form on this website.

Step 2

We'll contact you to get the information we need to process your loan.

Step 3

You'll receive a decision on your loan shortly (typically the same day).

Marketing Strategy

This like any business will be the lifeblood of your business and understanding how to attract customers will be very important. There are opportunities using social media, but you will need to have some clients under your belt before trying this approach. Same with referrals, you need to get a book of business first and those referrals will eventually come if you are providing exemplary service. You can consider advertising on Yelp, Facebook, Instagram or your local papers. Figure out the cost and what your weekly and monthly budget is for marketing. Keep track of where your clients are coming from, ask them how they heard about your company. Knowing if your clients found you from one specific source, will help you decide on where to spend your marketing dollars for the months to come.

Restoration Equipment Financing sales and marketing session

What Equipment & Tools will you need?

Now that you have your plans in place, you’ll need to figure out what type of equipment and tools you will need. As you are probably already aware, there’s quite a bit of options available. Here’s a quick list of what might be needed to run your restoration business.


restoration dehumidifier

Dehumidifiers will be another essential component for your water remediation business. There are two types of commercial grade dehumidifiers. You have your conventional dehumidifiers and then you have LGR (low-grain refrigerant) dehumidifiers. Make sure you do your research on which type is best for your business. 

 Moisture Meters

You will need the right tools and diagnostic equipment to determine the water damage. Moisture meters can measure the moisture content of materials like drywall, carpet or wood. There are pin and pinless meters, which are used in different types of applications.

Air Movers/Fans

Air movers or industrial fans will be essential when drying the affected area or getting rid of the fumes and odor. More than likely you’ll need several fans for each job, and depending on how large the job is you will need even more. 

Air Scrubbers/Negative Air Machines

Water damaged properties if not treated properly or in a timely manner, there will be a potential for mold. This portable air filtration system will remove particulate matter like mold sports, including gases and chemicals from the air. There are different types of air scrubbers with different types of filters. 

Water Extraction Tools

When dealing with carpet, rugs or other materials that can absorb moisture you will need a way to extract as much moisture as possible. The longer the moisture remains in the property, the more damage and harm it will cause. Moisture, when not properly treated, will compromise the integrity of the material. Water extractors will be one of the first steps when remediating a compromised area.


Where there’s sitting water, there’s most likely mold. This can happen within 24 to 48 hours of water exposure. It’s inevitable, you will have to contain the flooded area and demo the damaged materials. This will disrupt the mold affected areas, and when agitated, the spores from the mold.


Particle Containment & Dust Barriers

Having the ability to contain a specific water or fire damaged area, you will need dust barriers or particle containment tools. This will give you the ability to contain the affected area by putting up temporary dividers within an area. This will allow you to contain any mold spores, dust or additional moisture and odor within the containment.

As you can see, having the right equipment is crucial for a safe and efficient water & fire remediation company. By investing in high-quality equipment like air scrubbers, water extractors, and PPE, you can ensure that the damaged properties are remediated properly and that you are protected while doing so.

These are just a few basic tools of the trade; you may consider additional equipment and tools that were not listed but make sure your business plan is in order before making any purchases. If you find yourself needing to finance some of the equipment we offer very competitive terms for both new and used equipment. Depending on the type of equipment you plan on purchasing, we can provide you with terms that range from 24 to 60 months. We have special programs for both startup businesses and existing businesses, even if you might have challenged credit.


The process is fast and simple:

Step 1: Pick out your equipment: even if you must shop for a few items online, we’ll need to know approximately what your budget is. If you already have a quote or invoice from the dealer, that’ll work just as well. (Keep in mind, if you haven’t picked one out or if you don’t have the time to find one, get an idea on the price and we can work with that)

Step 2: Know your numbers, whether you’re looking for a few air movers for $1,500 or a startup package for all the equipment needed to start for $25,000, you’ll want to be sure to have a budget set for this added investment. Depending on the finance amount, typically you will not need to have a business plan, nor would you need financials or tax returns. But before making a purchase, it’s wise to run some numbers and projections on the benefits of adding this asset to your books.

Step 3: Get pre-approved for financing prior to signing any agreement or paying any deposit. The last thing you want to do is back yourself in the corner by paying a deposit for this equipment and not being able to find the financing. Of course, we’re able to secure financing for most of our clients, but there are still some instances where a client might not be able to proceed with the financing terms that are presented to them. If you have a few minutes, you should call us at 888-565-6692 and speak to one of our advisors. They can walk you through the simple process and address any questions you might have.

Our chat help desk is typically open from 6 am PST to 11 pm PST 7 days a week. Once you’ve found out what you are eligible for, now comes the fun part… Start shopping!

Restoration Equipment Financing Programs for Everyone

  • Approvals Under 24 Hours
  • Low Down Payment Options
  • Non-Titled Equipment w/ Next Day Funding
  • Programs for Titled & Non-Titled Equipment
  • Programs for Every Credit Score, Good or Bad
  • Programs for Startups & Established Businesses


No matter your credit score, we are here to help you. First Capital offers equipment financing programs for everyone – from excellent credit to bad credit. Even if you have a recent bankruptcy or any issues on your credit report, we have a wide selection of programs that are designed to fit your credit and your business. First Capital can easily find the best program for you that can be tailored to your specific needs.

Our programs are designed to help you get the detailing equipment you need easily – and FAST. Whether it’s an emergency replacement for equipment that failed, or necessary upgrades, First Capital has your back.

Restoration Equipment Financing

Get Prequalified for Restoration Equipment Financing Now!

Speak to one of our friendly advisors, they will help you get prequalified and answer any questions you may have. You can reach us at 888-565-6692 or you can use our Chat Help Desk found in the lower right corner of the screen.



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Contact First Capital for Bad Credit Heavy Equipment Financing

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Contact First Capital for Bad Credit Restoration Equipment Financing

Naturally, we know that it’s often frustrating and difficult to get the financing you need with bad credit. Now, you don’t have to worry about stress. If you’ve got bad credit and need bad credit business loans for heavy equipment financing, contact First Capital Business Finance today! Call us at 888-565-6692 or prequalify for your loan online. Get the heavy equipment you need for your business now.

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