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First Capital Business Finance

Restaurant Loans & Alternative Financing Programs

First Capital

Restaurant Loans and Alternative Financing Programs

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No matter your goal when you’re opening, renovating, or expanding your restaurant, you’re going to need capital to manage the costs. That’s why we’re here. At First Capital Business Finance, we support you through every step of the financing process so you can get your business started and help it achieve its full potential.

Our expertise and proven record of success allow us to provide a variety of financial solutions to suit just about every restaurant business need. Whether you currently own or want to start a restaurant, bar, or food truck, we can help you get the financing you need for your business.

However, before you get started, there are some details you should know about what it takes to finance your food service business. Let us walk you through the details of restaurant loans and alternative financing programs for your bar, restaurant, or food truck and how First Capital Business Finance can help you succeed.

How to get funding for restaurant expansion

Eligible Restaurant Equipment
(New or Used)

If you don’t see your equipment listed, don’t worry! We most likely finance what you need – simply give us a call at 888-565-6692 and we’ll let you know!

Restaurant Loan Overview

It isn’t always easy to find a provider that offers loans to restaurant owners, but not at First Capital Business Finance. We offer multiple funding options for restaurant owners so you can capitalize on your business’ potential. Our company can get you between $5,000 and $2,000,000 to help you start, expand, or renovate your business. This eliminates having to deal with the lengthy processes and red-tape complications of going through a bank.

Often, those trying to start new restaurants have trouble finding restaurant loans and alternative financing programs for their business. It’s a dirty catch-22 that many new restaurants struggle to get by because they can’t access the capital they need to get started, which in turn makes it harder for other small business restaurant owners to get financing. That’s not the case at First Capital. We’ve got you covered.

Here’s why business owners in the restaurant industry turn to us:

  • Bad credit isn’t an issue.
  • Previous bankruptcy won’t disqualify you from financing.
  • Most of our programs don’t require collateral.
  • Minimal paperwork requirements.
  • Approvals granted within 48 hours of application.
  • Flexible terms of up to 18 months.
  • The interest is tax-deductible.
  • First-class customer service.

No matter whether you’re looking to start your business from scratch or improve an existing business by acquiring restaurant financing, we’ve got you covered.

First Capital Business Finance

Same Day Loan Approval

Getting the loan you need is simple. Contact us & you can get prequalified for your loan on the same day!

Step 1

Reach out to us via phone or the contact form on this website.

Step 2

We'll contact you to get the information we need to process your loan.

Step 3

You'll receive a decision on your loan shortly (typically the same day).

Types of Restaurant Loans

Now that you understand a little about the challenges of restaurant financing and how we can help, it’s important to know about the different types of restaurant loans. Learning about your options for loan types can help you get the right financing to fit your business needs. Here’s what you need to know about the types of restaurant business financing we offer:

Bar Equipment

Making sure your restaurant has the equipment it needs to succeed isn’t cheap. That’s why we offer loans to help you buy equipment for your food service business. Buying industrial ovens, stovetops, and refrigerators can rack up your expenses, especially if you’re just getting started in the industry. Paying for this equipment out of pocket simply isn’t an option for most entrepreneurs, which is why you need financing to help you balance your budget. 

Even if you’ve been in business for years, you know that your equipment won’t last forever. Normal wear and tear happens, not to mention the damage caused by heat and buildup over time. Eventually, you’ll need to replace that old oven you’ve had for ages. Or, you may want to invest in equipment that’s packed with new technology features to make your workflow more efficient. For these reasons, getting a restaurant equipment loan lets you improve the quality of your equipment and keep your kitchen staff happy and productive.

Working Capital Loans

Working capital loans are a good catch-all option for restaurant owners. This is a type of short-term loan you can get if you need to cover some immediate expenses. It’s also a good option for those looking to get their business off the ground. This is the type of financing most owners are looking for when they research restaurant loans and alternative financing programs.

At First Capital Business Finance, we can get you an unsecured loan of up to $2,000,000. This can cover all of your start-up expenses and more. Plus, you don’t need perfect credit to qualify. Our unsecured business loans require no collateral, no assets, and no real estate, making them the ideal, flexible choice for your restaurant financing needs.

Ready to get started? Contact us today. Our financing professionals want to get to know you and your business goals so we can help you get the financing you need to see your bar, restaurant, or food truck thrive.

Testimonials 

What Our Customers Say

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You need it, we finance it! If you don’t see your equipment listed, call us!

These are just to name a few. If you don’t see your type of equipment listed, simply give our office a call. We offer financing on just about any type of restaurant equipment.

Any of our business development managers can help guide you through our simple restaurant equipment financing process and will go over the options that are best suited for your company.

Even if you have a previous bankruptcy, First Capital can help you get the financing you need for your business. Good or bad credit, we have a program for you.

Same Day Loan Approval