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First Capital Business Finance

Commercial Truck Trader Programs

First Capital Business Finance

Exclusive Financing Programs for Commercial Truck Trader Customers!

Commercial Truck Trader: Your Gateway to Unparalleled Trucking Solutions

Are you having a hard time locating the right commercial vehicle for your business? Finding a great resource that checks off all the boxes, and makes your research efficient can be challenging. Commercial Truck Trader is not just a platform; it’s your roadmap to a dynamic marketplace where the pulse of the transportation industry is covered all in one location. Whether you’re a buyer searching for the perfect addition to your fleet, a seller looking to showcase your commercial vehicle, or a business seeking specialized vehicle, our platform is tailored to meet your every need. With a diverse array of trucks, trailers, vans, top-notch dealerships, and financing options at your fingertips, we empower you to navigate the road ahead with confidence. Explore, discover, and connect – Commercial Truck Trader is where your journey to unparalleled vehicle solutions begins.

 

Secure Your Next Commercial Truck or Trailer

Our relationship with Commercial Truck Trader will give you exclusive access to financing programs that will increase your chances of obtaining the equipment needed for your business! This includes all commercial vehicles as well as trailers. If you would like to learn more, give us a call at 888-565-6692.

Commercial Trucks

Buy or Sell Your Truck With Ease With Commercial Truck Trader

Commercial Truck Trader customers are individuals and businesses involved in the buying and selling of commercial trucks and related vehicles. These customers can fall into various categories:

  1. Truck Buyers: Individuals or businesses looking to purchase commercial trucks for various purposes, such as transportation, logistics, construction, or specialized industries.
  2. Truck Sellers: Individuals, dealerships, or businesses looking to sell their commercial trucks. This includes new and used truck sellers who use Commercial Truck Trader as a platform to connect with potential buyers.
  3. Dealerships: Commercial Truck Trader serves as a platform for dealerships specializing in commercial trucks to showcase their inventory and reach a broader audience.
  4. Fleet Managers: Businesses managing fleets of commercial trucks may use Commercial Truck Trader to buy or sell trucks, manage their fleet inventory, and stay informed about market trends.
  5. Transportation Companies: Companies in the transportation and logistics industry utilize Commercial Truck Trader to find and purchase trucks suitable for their specific needs.
  6. Construction and Industry Professionals: Professionals in construction and various industries requiring specialized trucks access Commercial Truck Trader to discover and acquire vehicles tailored to their specific work requirements.
  7. Leasing Companies: Companies offering commercial truck leasing services may use Commercial Truck Trader to showcase available lease options and connect with potential lessees.
  8. Equipment Financiers: Financial institutions providing financing for commercial trucks may be involved in the Commercial Truck Trader marketplace, facilitating the purchase of trucks through financing options.
  9. Service Providers: Businesses offering maintenance, repair, or customization services for commercial trucks may use Commercial Truck Trader to connect with owners seeking such services.
Commercial Truck Trader customers collectively form a diverse community within the commercial trucking industry, utilizing the platform for buying, selling, and connecting within the dynamic marketplace of commercial trucks.  

Looking to Buy From Commercial Truck Trader? Types of Trucks Financed

We can finance any type of truck, from light-duty to heavy-duty, including:

  •  APU
  • Box Trucks
  • Straight Trucks
  • Dump Trucks
  • Cargo Vans
  • Flatbed Trucks
  • Conventional Sleeper Trucks
  • Pickup Trucks
  • Tankers
  • Self-Loading Trucks
  • Log Trucks and Trailers
  • Boom Trucks
  • Cement Trucks
  • Chipper Trucks and Trailers
  • PTO & Blowers
  • Medium-Duty Commercial Trucks
  • Heavy Duty Tractor and Trailers
  • Maintenance and Service Trucks
  • Rollback Tow Trucks
  • Wrecker Tow Trucks
  • Conventional Day Cabs
  • Refrigerated Trucks
  • Sprinter Vans

 

We specialize in commercial vehicle financing and have a wide variety of programs. These offerings include good and bad credit, startup companies, and already established businesses. Even if you have had a recent bankruptcy or late payments on your account, you may still qualify for financing. If your bank can’t get you approved for financing, give us a call. One of our financial advisers will be able to assist you.

Commercial truck financing provides you with cash that you can use to buy one or more new or used semi trucks. This type of loan is referred to as a secured loan because it uses the vehicle purchased as collateral. A secured loan can typically qualify for a lower interest rate than an unsecured one, and commercial truck financing often doesn’t have stringent personal credit requirements. Those with good credit, bad credit, and even no credit may qualify for this type of loan.

truck trader owner
First Capital Business Finance

Same Day Loan Approval

Getting the loan you need is simple. Contact us & you can get prequalified for your loan on the same day!

Step 1

Reach out to us via phone or the contact form on this website.

Step 2

We'll contact you to get the information we need to process your loan.

Step 3

You'll receive a decision on your loan shortly (typically the same day).

We Can Finance Your Truck Purchase on Truck Trader Even With Bad Credit

Found the Perfect Commercial Truck But Have Bad Credit? We can Help

If you’ve experienced a recent bankruptcy, late payments, previous repossessions, and low credit score, look no further than First Capital. We don’t require financials or tax returns, and we offer no-money-down programs. You also don’t have to worry about CDL programs.

Commercial Vehicle and Semi-Truck Financing Programs

Bad Credit Finance Programs (Start-Ups & Existing Businesses)

 Lowest Down Payment Option:

  • Two – Three months payments due at closing – 10k to 50k
  • 540 Credit
  • Start-Ups Ok
  • Must provide 2 years personal/business tax returns
  • No Age Limit
  • Max 750k miles
  •  Sleepers & Day Cabs

Lowest Down Payment Option:

  • One to two months payments due at closing, $10K to $100K.
  • 600 Credit w/ good payment history
  • Startups are OK with limitations on finance amount.
  • No age and mileage restrictions.
  • Short-haul only (long Haul: fleet reqs.)

Moderate Down Payment Option:

  • 25% – 50% down payment, $10K to $55K.
  • Day cabs or sleepers.
  • 2015 or newer.
  • Under 650k miles.
  • No private party sellers.
  • Startups OK

Large Down Payment Option:

  • 50% down, $10K to $50K K.
  • No minimum credit score.
  • Any age or mileage.
  • Previous Bankruptcy is OK.

 Lowest Down Payment Option:

  • One to two months payments due at closing,
  • $10K to $100K.
  • 620 credit w/ good payment history.
  • Two years in the business.
  • Needs a fleet of two.
  • No age and mileage restrictions.
  • OTR is OK

Good Credit & Average Credit Programs (Start-Ups & Existing Businesses)

 Lowest Down Payment Option:

  • One to two months payments due at closing, up to $50K.
  • 620 credit scores w/ good payment history.
  • Day cabs or sleepers.
  • Single state plates (larger finance amounts available with a longer time in business).

 

 Moderate Down Payment Option:

  • One to two months payments due at closing, up to $50K.
  • 620 credit w/ good payment history.
  • Day cabs or sleepers.
  • OTR OK.
  • Two years in business and must have a fleet of at least two trucks.
  • Larger finance amounts are available with longer time in business.

Moderate Down Payment Option:

  • Zero to 10% down payment due at closing, up to $75K.
  • 670 credit scores.
  • Three years in the business.
  • Must be a homeowner.

Moderate Down Payment Option:

  • 5% to 10% down payment due at closing, up to $150K.
  • 650 credit scores.
  • Startups have different guidelines

We have a wide array of solutions for financing commercial vehicles. The best way to find out how we can structure your deal is to call one of our business development managers, they will guide you and can address any questions you might have. If you are needing financing for other types of equipment or if you are needing working capital, your advisor can help you with that as well! Feel free to call us at 888-565-6692.

Financing in Dallas, TX 6

For more information on our commercial truck trader programs, call us at 888-565-6692.

These are just to name a few. If you don’t see your type of equipment listed, simply give our office a call. We offer financing on just about any type of equipment if it’s related to your business.

Same Day Loan Approval