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First Capital Business Finance

Charlotte, NC

First Capital

Commercial Business Loans & Equipment Financing – Charlotte, NC

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We are the Leading Providers of Business Loans, Equipment Financing & Leasing in Charlotte, NC

First Capital

Our Services

Commercial & Semi Truck Financing

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Not Traditional Financing for Your Commercial Truck is Available
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Heavy Equipment Financing

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We Can Finance Your Construction Equipment With Bad Credit
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Business Loans

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We Offer 24 Hour Approval on Working Capital Loans
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What Our Customers Say

First Capital provides customized opportunites for Business Loans, Equipment Financing & Leasing in Charlotte

With over 888,000 new residents, Charlotte is the fastest-growing metropolitan in the country. As a millennial hub with a thriving economy it boasts of healthy sectors in banking, distribution, transportation, and energy.

Charlotte offers many growth opportunities, too. The city has emerged as a major wholesale center and a global finance hub. It attracts foreign businesses in sectors like defense, manufacturing, metal-working, vehicle assembly, and paper products.

If you’re looking forward to exploring or expand business opportunities in this region, get the best funding options to meet your needs.

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Capitalize New Business Opportunities with Easy Financing

Put your business plans into motion with First Capital Business Finance flexible funding options. Whether you need equipment leasing, capital loan, or cash advance, we’re here to help you overcome your cash flow challenges and find opportunity of growth. We understand that acquiring business assets without impeding your cash flows is a big balancing act. Hence, we give you access to customizable and affordable lending options. With First Capital Business Finance, you can preserve your working capital for strategic uses and get a quick business loan to restructure your business cycles.

First Capital Business Finance is the Leading Choice for Business Funding with These Benefits:

  • Quick and simple application process
  • Flexible funding and payment options
  • 100% financing and deferred payments
  • Instant credit decisions
  • Loan terms for a period extending from 12 to 72 months
  • Fast approval in 24 hours

Every business needs the right resources and funds to operate. Whether you’re expanding your fleet of trucks or looking to upgrade the existing infrastructure, First Capital Business Finance makes it possible to grow on any budget. Our underwriters can devise individual plans based on your specific business needs.

Construction Financing Made Easy

If you’ve been in the construction industry for any amount of time, you know the struggle of finding construction equipment financing. Construction equipment is not cheap, which makes it important to find the right finance business to provide you with help. We understand how difficult it is to find the right company to finance your construction equipment. That’s why First Capital Business Finance provides the help you need to get to you going with your construction.

Business Growth in Charlotte, NC

Charlotte, North Carolina, is experiencing significant industrial growth. The region has seen a surge in demand from larger tenants, leading to the construction of over 10 million square feet of industrial space by local and national developers. This growth has been accompanied by an increase in rental rates across the greater Charlotte market. The geographical definition of “Charlotte” has expanded according to big box developers, resulting in the addition of several micro submarkets. In the fourth quarter of 2021 alone, the Charlotte Industrial Market witnessed a net absorption of over 1.6 million square feet, contributing to a record year-end volume of 5.5 million square feet. Construction activity remains robust, with approximately 10.8 million square feet currently under development. Notable projects in the region include the construction of new industrial facilities and warehouses, which are expected to meet the growing demand for industrial space. For more detailed insights into the Charlotte industrial market, you can refer to reports published by organizations such as Colliers and JLL.


Read below to see the answers to our top 3 Frequently Asked Questions!

You can do your application over the phone with one of our advisors. Just call 888-510-3573You can download our credit applications HERE. You can submit your contact information online using our form. Then the next available advisor will reach out to you.

Depending on the type of equipment, and dollar amount, transactions can fund in as little as 24 hours. Again, this will depend if you and the equipment qualifies.

Typical turn-around times are 24 hours, or sometimes even quicker than that! In very rare cases, it may take longer due to the time of the year and volume of applications we are working on

Learn more about our Frequently Asked Questions here.

Same Day Loan Approval