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What Can Businesses do to Survive the Cold Harsh Winter Ahead

Chrysler Building

What can your Business do During the Slow Time of Year?

The Holidays are fast approaching. Halloween, Thanksgiving, and Christmas are traditionally huge for the retail sector. Some costume, grocery, clothing and toy stores make over two thirds of their annual revenue in the next 3 months. But not all businesses are so lucky. The winter months can be devastating for some businesses. Construction, agriculture, pool companies, beach shops tend to do worst in the colder, rainy seasons. If it snows in your area these businesses might even shut down temporarily. Since these types of companies usually thrive in the summer time, when the weather is warmer for clients, they usually try to sustain themselves long enough until business picks up or in this case when the weather permits. So what can companies like these do to help them through the slower seasons? As I mentioned, some companies actually shut down temporarily to lower some payroll and utility expenses. Some look to other avenues or businesses to generate income.


Get Some Working Capital During the Slow Season.

Businesses that are seasonal can also apply for a short term working capital loan. These days’ traditional banks are not lending right now so we offer a service that is unique to business owners. First Capital Business Finance provides short term cash loans to small to medium sized businesses. These cash loans can be used to sustain the business by covering overhead expenses like rent, payroll, marketing, or even used to buy more equipment to help push new business. These loans are not collateralized against a home, building or equipment. First Capital Business Finance offers these loans, and they can go up to 18 months! That should be more than enough time to get most companies through their rough patches. They loans are given based on the company’s cash flow not a credit score. So even a business owner whom has recently filed for bankruptcy, may still be eligible for a working capital loan.  Our approval process only takes 2 days. It is extremely quick and painless without the extensive hassles many people are used to.  Loans can be as little as $10,000 to get you through a couple of months, or go up to as high as $2,000,000 to start a secondary business.  We have affordable payback options for every business no matter how big or small. Our short term cash loans can help businesses get through the unforgiving winters, so business owner can truly enjoy the wonderful Holiday Season ahead.

Is my Business Qualified for a Business Loan During the Slow Season?

If a loan like this can help you or someone you know get through a slower season, why wouldn’t you look to apply? You can call one of our helpful representatives and start the approval process today! Our agents can go over several financing options available for your business.  We are located in Irvine, CA but are available to assist any small to medium sized business nationwide. We are also accredited with the BBB. If you would like to speak to one of our specialists, they can be reached Monday through Friday 7 am to 7 pm Pacific Standard Time at (888) 565-6692, or feel free to email us at

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